{"id":1076,"date":"2012-01-19T02:51:13","date_gmt":"2012-01-19T07:51:13","guid":{"rendered":"http:\/\/www.holypotato.net\/?p=1076"},"modified":"2014-09-13T18:43:45","modified_gmt":"2014-09-13T23:43:45","slug":"taters-takes-13","status":"publish","type":"post","link":"https:\/\/www.holypotato.net\/?p=1076","title":{"rendered":"Tater’s Takes"},"content":{"rendered":"

Before I get to the rest of the links, an important reminder about the Canada Learning Bond for low-income families to help fund their RESP from MSB.<\/a> If your net income is below $41.5k, and your child born in 2004 or later, the government will just give <\/em>you money to help fund the child’s RESP — not even a matching amount like the CESG.<\/p>\n

Larry MacDonald reports on more wariness towards stocks by younger investors<\/a>. Of course, given investor psychology, it’s probably coming at the wrong time.<\/p>\n

Spreadsheet fever hits Preet, as he gives mutual fund investors a tool to estimate how much of their return is sucked away by fees<\/a>… <\/p>\n

The housing bubble has started to get a few more mentions, perhaps because it’s a slow news period. Including:<\/p>\n

3 of Rob Carrick’s 12 new year tips are variations on “don’t buy a house in this ridiculous market”.<\/a><\/p>\n

Almost all of Canada’s banks have now also started to publicly fret about the state of the housing market.<\/a> \u00e2\u20ac\u0153There\u00e2\u20ac\u2122s no question that the warning signs around the Canadian housing market have been visible for more than a year,\u00e2\u20ac\u009d Mr. Downe [BMO CEO] said. The banks have mentioned that they did a stress test of their finances if house prices declined by 25%. Ideally, they should be doing these kind of stress tests regularly for risk management reasons — but the fact that it became newsworthy may be of note.<\/p>\n

Plus, 2 segments on BNN on Wednesday, and another on Thursday (11th and 12th of January).<\/p>\n

Nelson of Financial Uproar<\/a> infamy has a guest post (is there anywhere he doesn’t guest post?) that spends a quarter of the word count on non sequiturs and still manages to be an excellent description of how easy passive investing can be<\/a> (I needed a whole book to get the concept across<\/a>!).<\/p>\n

This is why I’m focusing my job search on non-academic positions<\/a>, though that hasn’t gone so well so far, either.<\/p>\n

Otherwise, not much new with me. Weight’s holding steady (not good, but not terrible). Just barely hitting one job app per week — I really need to quit it with cover letter writer’s block. The 2nd week of flag football went well, with more of our team showing up, and a slower rate of play due to the other team constantly consulting a playbook (I thought having a playbook was supposed to speed up<\/em> your planning). In fact, I got so many breaks with all our spare players for subbing in\/out that I started to question even going: having no subs last week was exhausting, but having enough to only play 50% of the time didn’t feel like exercise at all, and the commute down twice as long as my on-field time. <\/p>\n","protected":false},"excerpt":{"rendered":"

Before I get to the rest of the links, an important reminder about the Canada Learning Bond for low-income families to help fund their RESP from MSB. If your net income is below $41.5k, and your child born in 2004 or later, the government will just give you money to help fund the child’s RESP […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,16],"tags":[],"_links":{"self":[{"href":"https:\/\/www.holypotato.net\/index.php?rest_route=\/wp\/v2\/posts\/1076"}],"collection":[{"href":"https:\/\/www.holypotato.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.holypotato.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.holypotato.net\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.holypotato.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1076"}],"version-history":[{"count":0,"href":"https:\/\/www.holypotato.net\/index.php?rest_route=\/wp\/v2\/posts\/1076\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.holypotato.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1076"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.holypotato.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1076"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.holypotato.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1076"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}