License Renewal

September 1st, 2008 by Potato

Well, I renewed my license today. I had been in a rush to get it done today because my car is still registered in Toronto, and they are going to start charging a $60 surtax to renew your plates next week — but then I found out that they’re planning on retroactively charging people who managed to avoid it this week anyway, so instead I bit the bullet and changed my address to my London address. At least that will make picking up my mail and voting easier. I still went today because I had some time, and the lady at the MTO office was great — I ran in in a bit of a fuzzle and while I did bring my drive clean report (passed, but the NO was a little higher than I would like) I forgot my insurance, and hadn’t filled out or signed any of my paperwork. The lady just typed it straight into the computer and said it wasn’t any slower than having to try to read my writing anyway, and even waited while I ran back out to the car for my insurance (though I was in the closest spot). There wasn’t anyone behind me in line though, so it’s not like that was a huge favour she did me.

That kind of service at the provincially-operated facility stands in stark contrast to what faced my sister at the recently privatized driver testing centre. She had an appointment for a 4 pm road test to get her full-G license. This was in Barrie, and there was a bad accident that closed the 400. My parents had left early in case traffic was bad, but this was particularly rough. She was told she had to show up 15 minutes early, and she walked in the door 15 minutes before 4. She was 2nd in line. When she got to the front, the wench there took her test fee and told her that it was ten to and she wouldn’t be allowed to take the test, bu-bye. No make-up, no understanding that she was there 15 minutes early, just a thanks for your test fee to pad our bottom line, suckers.

Back to the Toronto tax thing: I don’t necessarily disagree with it. It’s not a terrible way for the city to try to get some extra money from the drivers who use the roads… but it’s steep for a surtax (almost as much as the provincial registration was to begin with), and moreover it’s really bad to try to squeeze the people of the city to make ends meet when the city seems to have such poor fiscal restraint. Granted, I’m out in London so I don’t get much Toronto local news, but the optics don’t look good from out here. To top that off, the tax was a bit of a surprise, and wasn’t part of any councillor’s platform in the last election.

Advice For My Sister As She Goes To University

August 30th, 2008 by Potato

My sister leaves for her first year as a Queen’s student this weekend. She’s the first one in the family to do her undergrad at a distance: both my brother and I stayed home and went to UofT. I asked her if she wanted to give me a call tonight for a little bit of big brotherly advice. She said to just email her… so I did. Not being one to lean towards the concise, this is what I sent her.

I’ve been in university for 9 years now, so I’ve got a fair bit of experience in the whole affair. Of course, I haven’t gotten around to the graduating and doing something else yet, so I am a little short on some perspective, but bear with me.

School & Studying:

University is a crazy place at a crazy time. You’re off on your own for the first time; for many this will be their first time getting really drunk, and you’ll be into the biggest melting pot experience you’ve ever had. Remember why you’re there, and how much you (or rather, dad) is paying for you to be there. There will be lots (and lots) of opportunities to party, to get cultured, to meet new people, and tend bar. However, you only get one shot at your midterms.

Sit at the front. Seriously, it’s much less uncool in university since you’re supposed to learn and do well there, and it’s a lot harder to fall asleep that close to the prof. Acting like an A-student helps you be an A-student. You can also read their writing and hear better.

Join or create a study group. Hard science students have a big advantage here since they typically have regular problem sets which encourage group review, but it can be immensely helpful to get a group of people together to review and discuss what you’re learning in class. Go over the concepts, the definitions, how it applies to society, anything to stimulate discussion, review, and further reading. Regular studying is way more effective than last-minute cramming, and a study group can be great support not just for the discussions but also because it’s easy to convince yourself to skip reviewing for a week, and another, and another… but it’s much harder to do that when you have a group of people counting on you to do your readings and participate. Start right away – don’t be afraid to ask your prof for permission to put a notice up or make an announcement in class to get people coming to you. If your class has a on-line discussion board then you can even try an online study group – it’ll be better than nothing, as long as you do some review on a regular basis. The one thing I’ll caution you is to get at least two strangers for your study group. If it’s all close friends from high school or res then you’ll be much more easily distracted.

Don’t just memorize. Some things you’ll just have to memorize, but try as much as you can to learn the concepts as well. Concepts and understanding is forgotten much more slowly than memorized lists of facts. Making sense is more important than making numbers.

Don’t be shy. You’re there to learn. If you’re not understanding something, you’re not learning it. Ask your prof or your TA by email. Note that you do have to put some work into understanding on your own, especially if it’s an assignment you’re having trouble finding an answer to, but if you go to your prof or TA’s office hours or send them an email they will be more than happy to try to help you through your difficulty. Help them out by being as specific as possible on what you don’t understand. In class, don’t be afraid to ask questions and stimulate debate, either. If you don’t understand something, or missed something the prof mumbled, there is an exceptionally good chance that other people in the class are thinking the same question you are. Go ahead and ask the prof, and you’ll probably be doing them a favour. Note that if you’re getting up to say 4 questions per lecture (in what is ostensibly a non-interactive class) you might be overdoing it, however in all my years and the thousands of students I’ve taken classes with, I’ve only known 2 people who overdid it with the questions and lecture interruptions, and hundreds who were too shy.

Don’t be shy. Yes, it’s the same advice, but for a different reason. What do you want when you get out of university at the end of your four years? An education, a degree, yes. High marks, hopefully. But you also want friends, contacts, and reference letters. You can’t get reference letters if you’re a blank face in a crowd of blank faces. If you’re energetic and involved you’ll get a better reference letter, even if your marks aren’t as good as someone else’s. You’re also more likely to get offered summer positions and the like. And you’ll make more friends.

Marks & Organization:

University is very much a sink-or-swim environment. A “give the students enough rope to hang themselves” environment. You’re going to have to organize your notes and your life much more than you ever dreamt in high school. Get organized. Get a system and a calendar. Get time blocked off for regular review if you are in a program that lets a lot of material build up between assignments and classes (which I believe history is – you don’t want to have to cram half a term’s worth of material the weekend before your major essay or midterm is due).

Marks are money. If you can pull off straight-As in first year then you will be eligible for a number of scholarships for your second year. Better marks put you in a position to be more competitive in your first job interview outside university (though honestly, for your second job outside university, they won’t care about your marks). Being smarter is nice, but often the difference between a B student and an A student (and especially between a C student and a B student) is as often as not organization as much as IQ.

Try to stay interested in your class material. I know it’s almost impossible to do it all the time, but try to at least fake it to yourself. It’s much harder to learn something you’re not enjoying and not interested in. For this reason also be careful not to take a “bird class” just because you heard it was easy – it will be much easier to do well in a class you’re genuinely interested in.

Social Life:

Wayfare is a better person to ask if you have questions about socializing at university since she has the girl’s perspective, and she said she already talked to you a bit about that, and knows all about scuzzy people, not walking around on your own after dark and that sort of thing. I’ll just put in my two bits of advice.

The first is to not get sucked in to alcohol. You know I’m a teetotaller, but I know that most people aren’t, so odds are you’ll be drinking at least a little. You’ll have a lot more fun at a party with three or four drinks than you will with ten in you. You’ll also get into far less trouble. I don’t want to preach on the point too much, but 19 is way too young to start drinking, no matter what the government might say about it. Not just because kids that age (and not necessarily you) are too immature to really handle it, but because your brain is still developing. People joke all the time about alcohol killing their liver, but under 25 it’s doing more damage to your brain than your liver. And if you got into a university program then your brain is something you want to protect. Oh, and no drinking on school nights, even if you can find the time to go to the bar with friends on them. You’ll thank me later.

The second is to pick one extra-curricular or volunteer activity and go get involved with that – but just one. Whether it’s curling, student council, a multicultural club, or fencing, you’ll probably only have time for the one by the end of the year, even if it looks like you have time to join three or four at the beginning. Nonetheless, they’re great ways to meet people and make friends outside of class.

Health:

University provides so very many ways to abuse your health. I won’t even bother trying to tell you to eat three squares a day since it’s virtually guaranteed you won’t eat well. But at least be sure to keep up with your exercise: every campus gives you a gym membership as part of your student fees. Take advantage of it, though you might want to take advantage of the good weather in September to exercise outside and get to know the city – by the first midterm, the gym will quiet down and will be much easier to get into.

Money:

University is a flaberghastingly expensive experience. Most people walk away with huge debts. You’re very lucky in that dad is going to help you out a lot, but nonetheless, learning (and sharing with your friends) how to be at least a little bit frugal will go a long way in university. First off is the most obvious tip I can share: buy used books. Books are a big expense, often right up there with food, housing, and tuition. Look for ads on bulletin boards, craigslist/kijiji, etc. to get used books for your classes. The bookstore will also usually sell some used books at a decent discount (but often more than you could spend by finding a student from the previous year). If you have to buy new books, because the prof changed the text, or because you couldn’t find a good quality used version, then remember that the campus bookstore is generally the most expensive place to get your books. UofT had several nearby off-campus bookstores that stocked the most popular first and second year class texts (by third and fourth year the class sizes became smaller and they didn’t generally bother) generally at a 10% discount to the bookstore. Amazon and Chapters may also have your texts available online – in that case be sure to order early so you’re not stuck waiting for a shipment!

As I mentioned above, why buy ten drinks when three will do? I’ve known people who have spent hundreds of dollars at a bar in a single night, just to puke their guts out and forget the whole thing.

In a university town, you’ll find student discounts on nearly everything if you look and ask – from subs to clothes to train tickets home. Take advantage of it.

Get a credit card. It will help you build up your credit, which will be handy if you need a student loan from something other than the Bank of Dad, and especially when you’re done school. Remember though that everything you put on your credit card has to be paid off in less than a month when your statement arrives. Credit cards may seem like they create money out of nowhere, but they don’t. Don’t ever carry a balance on a credit card, not even for a day. Get a line of credit or ask dad to loan you some money if you end up charging too much to the card, but don’t let a balance sit on the card. If you can’t handle it (some people can’t, but since you’re a spud you should be able to), then cut it up and go back to cash.

“Marks are money”. It’s the mantra of my prof, but to that I’ll add that there are scholarships all over the place. Most of them have some kind of mark minimum, but not all of them are strictly mark based. A lot of the ones that require an application have so few applicants that they give the scholarship out to everyone who meets the minimum. Others have community service or essay competitions, so you don’t necessarily have to be the best student. Keep your eyes open for scholarships that are out there. Ask departmental secretaries if they know of any you might be missing. The success rate is usually quite good just for taking a few hours to write an essay and fill out an application. And the beauty of winning a scholarship, even a $25 departmental volunteer prize, is that they make your resume look better, which makes you more likely to win more in the future. It all snowballs quite nicely.

The Big Picture:

I didn’t know what I wanted to do with my life in first year. Hell, I’m in the 3rd year of my PhD and am still kind of fuzzy on the details. Nonetheless, try to give some thought to what you would like to do with your life when you leave university. Think about what you would like to continue learning in your 2nd, 3rd, and 4th year as you go through your 1st. Try to keep the big picture in mind – even if you don’t ever make any final decisions until you’re out, thinking about it from time to time will give you a leg up. Getting high marks and a degree of some kind is nice, but you also want to come away from your university experience with something. What are you there to learn? What skills (rather than just knowledge) are you there to pick up? Sometimes you’ll find just one or two lectures from a whole year will really go towards helping you in the future, and as long as you’re open and considering what you might need you’re more likely to twig onto those tidbits or opportunities, rather than letting them pass by.

I’ve talked a lot about the practicalities, studying and marks and whatnot. I’ll end with this: make friends, have fun. Just not so much fun that you forget to study.

Best Of BbtP

August 27th, 2008 by Potato

I’m closing in on both the 500 posts mark as well as the 3rd year of BbtP being in blog form. I was going to do a best-of post for my 500th post, but those can sometimes be pretty lame, and I’ve also got a small flood of new visitors after the Money Gardener put up a link today, so I figured I would instead do a best-of post now to try to guide newcomers to the good stuff.

About Blessed by the Potato:

It was revealed to me at a young age in a vision (induced by an overdose of caffeine and no sleep for 36 hours during a programming assignment — damn you Sze) that the the Potato was a great and powerful supernatural power, and that I must worship it and follow it’s teachings. I was blessed by the Potato that night, for my programming assignment got an A+ even though I don’t remember actually having my eyes open at all for the last third or so of it. Combined with the fact that there were a great many newbs taking my preferred handles at the time as the internet grew, I chose to use the name Potato, in honour of my new… whatever.

More to the point, Blessed by the Potato is the name of my sometimes-whimiscal, sometimes-serious personal blog. As a personal blog, it covers a wide variety of topics with no particular posting schedule — some weeks I’ll post every day, some weeks not at all, though it’s very rare for me to miss more than one week in a row. Hopefully this post will help you get started on the 3 years of material here, and find what might be of interest to you.

Personal Finance:

I’ve always had a passing interest in money and the stock market, and especially in the small numbers games, like figuring out how much you have to use the phone before a monthly plan becomes better than pay-as-you go. However, blogging about personal finance has only been a very recent thing for me. There are certainly more knowledgeable and experienced people out there writing about personal finance, but if you want verbosity then you’ve come to the right place.

Personal Finances
My Financial Mistake And What You Can Learn From It
Rent vs Buy
Mortgage Budget Sheet
Intro to Finance: Mutual Funds
Intro to Finance: Stock Market Investing
Intro to Finance: Leverage/Margin

Cars, Hybrids, and Saving Gas:

I’m not really much of a car guy or a gear-head, but I write about my car a bit, especially since it’s been stolen… twice. That got me looking at replacements, in particular hybrid cars, which I’ve written about in great detail. I’m also interested in them since they seem to converge on that space between techno-geekdom, environmentalism, and personal finance.

ScanGauge – Part 1 – A nifty device that among other things can give you real-time feedback of your car’s fuel use; can be used to help you train yourself to drive more efficiently.
Hybrid Cars: The Benefits of My Research — A long discussion of almost every aspect of hybrid cars; unfortunately it’s starting to get a little dated.
Hybrid Payback – Them’s Fightin’ Words! — People focus so much on the financial aspect of buying a hybrid, but even then they do it wrong! Here I take a very large number of words to say that you should look at how much you could save over the life of the car, and not how long the payback is. Plus, I point out that at worst you’re out the hybrid premium, but if gas prices keep rising you could save a lot of money, so a hybrid drivetrain is also like insurance in some respects!
Fear of Hybrids — Magnetic fields? Really?
Nokian WR Review — I’ve become a snow-tire believer. These are great because I don’t have to take them off in the summer!
Gas Mileage and Winter — A discussion of why gas mileage is worse in winter, and some tips.

The Environment, Conservation, and Other Green Sundry:

One of my first posts to draw in a random visitor from the Google was one on a malfunctioning security light that was eating up half of my house’s total electricity consumption, and how I read the meter on the side of my house to track down the problem.

Where The Heck is the Juice Going?
Snow Crash + Further Hydro Measurements

Insanity:

Insanity is all around us, and apropos to the heading, just about anything can be found here. In particular, after my car was stolen I commented a few times on stupid, insane thieves. Most of this stuff is more topical/timely though, so it might not be worth delving too much into the archives.

Power Bricks
Life With An Evil Genius

School and Science:

As the kids would say, I’m in 23rd grade (3rd year of my PhD). Science interests me enough to make a career out of it, however, I explicitly avoid trying to write too much about my own field: it’s not that interesting to other people, and I try to keep my professional life professional (and BbtP is anything but professional). That doesn’t stop me from writing about science in more general terms though.

Advice For My Sister As She Goes To University

Gaming:

I used to be an avid video game player. The last year or so I haven’t really found the time, and the Wii is just too much like exercise some days ;) While I do have some posts discussing and reviewing different games, I can’t really say there’s any I would highlight for new readers or include in my best of. Nonetheless, you know now that that category is there if you’re interested.

Food:

Food and eating is one of life’s great pleasures. However, I find it hard to write too much that’s meaningful about it. Note that I do have a recipe section in the “Pages” on the right.

Permalinks:

And finally, a short note about permalinks here. Unfortunately, I don’t have my hosting set up quite right to be able to simply cut and paste from the address bar — often a bit of URL massaging is needed. To do so, take the root (www.holypotato.com) and add the /?p=XXX where XXX is the number of the post in question (it’s the last part of the URL that you will see in your information bar by hovering over a link here).

Electricity Crusade

August 23rd, 2008 by Potato

It looks like it might be time for me to go on another electricity usage crusade. My power usage is more than double what it was for the same period last year, and I don’t think I’ve been using the A/C that much (especially since this has been a much more mild July/August than we’ve been subjected to in the past). To top it off, the security light’s been broken, so we don’t have that 175W load all night. The only change I can think of that would lead to more power usage is the dehumidifier running in the basement. Considering it’s doing next to nothing for the problem it’s supposed to fix, I’m going to shut it off and see if that fixes the problem. Unfortunately, I don’t think it will: I’m looking for 20 kWh/day in excess usage (compared to 16 kWh/day used total this time last year), and at 470 W the dehumidifier should only be 11.3 kWh/day, and that’s if it’s running full out all the time (the compressor does seem to cycle a bit). Maybe I can borrow a Kill-a-Watt meter from the library to see if it’s drawing more than it’s rated for, but unless it’s almost double I’ve got another power drain somewhere. I guess the next thing to check will be that the breaker for the security light is off so it’s not draining any power while it’s not illuminating the back lot…

Bicycle Security

July 25th, 2008 by Potato

A bike thief was captured by the UWO police this week, and they gave a few tips about bicycle security in the article describing it. One tip was to take your seat with you if you have a quick-release seat. This is something I’ve seen a number of people do and always wondered about. Why do it? I would think by now with my history I should know that thieves are retarded and random, but do people really steal the seats off bikes? Is there a big second-hand market for bike seats? Is it a vandalism thing? Or is it to make it more difficult for a thief to ride off with your bike if they do try to steal it?